Figure 4: Sources of upstream emissions by supplier tier and industry

Growth was driven by China and the US, focused mainly on leather goods and jewellery

Loan book and CLP guidance As of June 30, 2023

Average Transaction Price of a New Dwelling in Selected Countries (EUR/sqm), 2019

POSITIVE OPINION ON EXPANDING TRADE

Education/Schools

Agenda

Europe is increasingly gaining global relevance in Deep Tech

Calls to action

An evolving healthcare ecosystem leading to a wellness ecosystem is the best bet to meaningfully address the quadruple aim

Industrial production growth accelerated to 5.6% in February (5.2% in January 2023); the NSE and BSE have risen since March

Capital distributions: plan to return at least £10bn

Sustainability – Q3 2024 highlights

Client value from addressing client assets and liabilities

Corporate Engagement: Unlocking Economic Empowerment

Using by-product H2 from the chlorine industry appears to have the cheapest avoidance cost

Municipal Bond Market Update 5Y 73 74 76 74

Accommodation and food is respondents’ second highest priority. In terms of where they live:

Average monthly turnover of Swiss Real Estate funds Between March 2023 and February 2024 in mn CHF

Alternative approach 3: Any source within last 5 steps, subsequent visits identified as direct Concentration levels across different access modes

Case Study 2 – Providing Attractive & Affordable Lifestyle

Figure 13 | Marketing channels used to develop a pipeline of external candidates

Organizations with stronger Sustainability DNA are more likely to deliver financial value and sustainable impact

Relative to historical trends, venture deal sizes remain subdued

Software valuations have been reset

Freight rate catalysts and drybulk outlook

MARKET ACCELERATING TOWARDS YOUNGER GENERATIONS MILLENNIALS ALREADY 30% OF THE MARKET; GEN Z COMES NEXT

CONFIDENCE IN GOVERNMENT RESPONSE: VIOLENT CONFLICT

OVERVIEW OF INTERMEDIATE USERS’ BENEFITS (1/2)

Sources of data

Investment levels on pace to normalize along approximate tallies from 2020

Biomass use in cement kilns is a growing solution, but facing disparities between countries

Hydrogen Applications in Today’s Economy

While quality data remains a challenge for laggards, other challenges across retailers have been integration complexity, security, and implementation costs

Latin America: Economic growth, inflation and real rates

NCL – Run-down well ahead of schedule

Federal finances

Securities Services achieved record mandates and continues to grow fee revenue, offsetting the impact of the challenged rate environment

Leaders should expect Nerve Center to evolve as crisis shifts Basic structure and operating principles remain unchanged, but leadership time dedication changes

With De-escalation in Focus, Markets Have Exhibited “Risk-On” Trends

Our marketing engine fuels our scale and distribution

Leverage exposure and risk-weighted assets CRD4, in € bn, period end

The role of cyber

All brick-and-mortar channels dramatically hit in 2020, leading to a distribution eco-system transformation YoY ’19 – 20E 2020 … … and beyond • Monobrand stores & outlets suffered due to closures • Department stores and specialty stores: survival of the fittest – European department stores also deteriorated due to lack of tourism • Travel retail heavily impacted from world travel freeze • Online to become #1 channel, fueling omnichannel transformation • Outlet weight increase given value-driven purchases and spur from Chinese middle class • Monobrand stores to be reinvented as a g-local touchpoint with a new role of the store – Physical networks disruption (i.e. resized footprint & format) – Integration of digital in the physical • Department and specialty stores losing relevance (and surface) in ecosystems – Winners vs. losers game: sharp opinion, new calendar and updated business model key to thrive • Travel retail expected to recover to historical levels CAGR ‘19 – ‘25F D I S T R I B U T I O N E C O S Y S T E M T R A

Driving experience and lower operating costs are the main drivers of EV owners satisfaction, with charging still being an issue

Industry - Business and Professional Services

Over time, increased productivity, the lengthening in the lifespan of solutions and the drop in equipment prices all favor the move towards robotization, while labor costs continue to rise

Consistent and disciplined expense management while still investing for future outperformance

We combine a strong capital position with the ability to reduce share count while growing the business significantly

Research Segment