By 2050, dementia cases are expected to near triple globally Future increases are most pronounced in less developed regions

Young investors seek performance-based fees

A closer look at the differences

Winning in payments is our strategic imperative we are focused on a core set of priorities

Goldman Sachs TACS E Div US LC (GOL-6)

CONTENTS

4 company cases show how business value can be derived from the SDGs by pursuing different strategic directions 1

Q7 – Please use a 1 to 5 scale to rate all the topics below based on what you expect to be the most important challenge for the next year (part 1)

Immigrants

Access to treatment/long waiting times

Five predictors make up a ‘Resignation Equation’ for employee turnover

Growth opportunities are available …

Total Enterprise Reinvention

Leaders are looking for more regulation and collaboration globally.

Important aspects when choosing a job (first choice)

Time to market varies across segments heavy equipment with largest past and planned reductions

Experiencing is believing.

Revenues planned to reach ~€ 30bn by 2025 10 Note: RM – relationship manager; for footnotes refer to slides 29 and 30 In € bn

Country comparison of annual TCO (€ ' 000) and savings by vehicle segment and flexibility solution

Russia is one of the largest Nickel class 1 exporters globally

Q. Of the acquisition(s) that your company is planning to make in the next three years, what proportion of the deal value do you expect will be from sectors or industries other than your own? (Net positive)

Litigation update In € bn, period end

Current H2 infrastructure for mobility is exclusively made of gaseous HRS – All liquid HRS were experimental and are now out of order with no further plans

Strength in Execution - Global Markets

The boom in data centers and related infrastructure will require significant utility-focused capex to meet US power demands, alongside a revival of nuclear energy investment

Serasa ecosystem - enabling Credit for All

What are the key enablers that must be in place to accelerate research in QT?

Making the right technology investment bets

Loan book composition

SEA will need to overcome structural constraints that have hindered past efforts

Figure 3: Average number of products with main bank

NATIONAL LEGACY PLAN

The average funding round size has increased; following dips around 2008, early stage investing has recovered in round size

Integrate risk management with strategy and performance management

Mental health

Capital deployed mainly on Renewables and green infrastructure deals

Production outlook

Global Private Bank: Continue to serve clients across their balance sheet

Figure 7: Tapping into invisible talent pools

Global sentiments vary considerably, as demonstrated by the ranges of optimism and concern about AI in the workplace

Interest Expense Has Risen Less Than Rates

We continue to modernize our infrastructure and are making significant progress on cloud migration

Still too many organizations are following Agile practices without focusing on the outcomes

Over half confirm that new technology adoption and winning new business/clients are typically responsible for triggering reskilling efforts within their organization. Less result from employee departures.

[Country] would be stronger if we stopped immigration

The digital transition has taken place and is here to stay

Most central banks are pausing further rate hikes while they evaluate evolving conditions

Current Characteristics and Sector Weights

Figure 4. Improved information and care provider recommendations would make people more likely to use digital technology to manage their health

RETAIL: FRAMEWORK FOR ANALYSING TRANSFORMATION